Torry Harris Marketplace for Financial Services
Turn banking infrastructure into platform-driven revenue
Move beyond traditional product distribution. Build a connected financial ecosystem that brings together your services, fintech partners, merchants and third-party providers - creating new routes to market, richer customer propositions and new revenue opportunities.
WHAT CHANGES FOR YOUR P&L
From distribution to orchestration
One commercial layer across proprietary and partner offerings.
New, repeatable revenue models
Commissions, referrals, subscriptions, transaction fees.
A scalable partner model
Onboard new providers without rebuilding the ecosystem.
The opportunity
Extend the value of your banking ecosystem
Financial institutions have valuable products, trusted customer relationships, and growing networks of fintech and business partners. Yet these assets often operate across separate channels, limiting how easily new propositions can be launched, distributed, and monetized.
Torry Harris Marketplace creates a commercial layer across this ecosystem - bringing proprietary and third-party offerings together, extending financial services through partners, and creating more opportunities to capture value from every customer relationship.
In Practice
An automotive marketplace, financed and insured in one journey.
Dealerships showcase vehicles while customers discover, finance and insure their purchase - all in one experience. The institution builds the infrastructure, lets vertical-specific businesses transact on it, and captures value by embedding lending, payments and insurance at the point of transaction.
Reach more customers
Extend financial products into partner channels and new customer journeys.
Broaden the proposition
Bring financial and complementary third-party services together to address more customer needs.
Create new revenue models
Monetize transactions, referrals, commissions, subscriptions, and value-added services.
Scale partner participation
Create a repeatable model for bringing new providers, products and services into the ecosystem.
The role shift
From financial institution to ecosystem orchestrator
Marketplace creates opportunities for financial institutions to participate in broader commercial journeys, not just financial transactions. As the marketplace operator, the financial institution provides the digital infrastructure for businesses from other industries to participate and offer their products and services, while enabling and governing the ecosystem in which they operate.
This creates a fundamentally different role for the institution: rather than participating only as a financial-services provider, it can orchestrate the broader commercial ecosystem - a central hub - in which customers and businesses interact.
Product
One Marketplace to launch, monetize, and scale the ecosystem
Torry Harris Marketplace provides the capabilities financial institutions need to bring participants, offerings, and transactions together while retaining control over how the ecosystem operates and grows.
01
Build the proposition
Combine proprietary and third-party products and services into curated marketplace offerings.
02
Grow the partner network
Onboard providers and introduce new offerings without rebuilding the ecosystem around every new relationship.
03
Connect existing capabilities
Use API-led connectivity to make existing financial products and services available across marketplace journeys.
04
Monetize participation
Support commissions, referrals, subscriptions, transaction-based models, and value-added services.
05
Personalize discovery
Use AI to surface relevant products, services, and ecosystem opportunities based on customer context.
06
Govern at scale
Manage participants, access, and ecosystem rules as the network expands.
Business outcomes
One Marketplace. Multiple growth opportunities.
The same Marketplace foundation can support different commercial propositions as customer needs, partnerships, and growth priorities evolve.
Build an SME services marketplace
Operate a marketplace that enables SMEs to run their businesses. Combine financial products with complementary business services to deepen relationships with SME customers.
Embed financial services into partner journeys
Extend lending, payments, insurance, or other financial capabilities through fintech, merchant, and enterprise channels.
Create a multi-provider financial marketplace
Bring proprietary and third-party financial products together in a curated ecosystem, creating more choice for customers and new monetization opportunities for the institution.
get started
Turn your financial ecosystem into a growth engine
Explore how Torry Harris Marketplace can help you bring partners, services and customers together - and create new value from the connections between them.
A tailored walkthrough with our marketplace team
Fit assessment against your product and partner mix
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