This Open Banking live panel debate discusses...

  • Key challenges with the legacy estate – sharing experiences from Lloyd’s bank Vs. Starling bank. Getting greater value from legacy assets while transitioning to a cloud native setup – what to prioritize when it comes to open banking?
  • Sharing journeys to monetize your core offerings using a B2B digital ecosystem. How to bundle your offerings with that of your partners / customers, thereby offering a larger portfolio of offerings?
  • The ‘The right integration strategies’, Vs. ‘wrong’ approaches to driving B2B revenue opportunities
  • Expanding the capability landscape for open banking through cloud adoption, cross-industry ecosystems and Open API powered platforms
  • Identifying new revenue opportunities in the open banking ecosystem –From data monetization to commercializing open APIs and beyond
The right integration strategies to drive B2B revenue opportunities – Part 1
The right integration strategies to drive B2B revenue opportunities – Part 2


Stefania Ricci
Strategy and Propositions Head, Commercial Business Transformation, Lloyds Banking Group
Stef is a proposition development professional with experience in leading multidisciplinary teams to develop customer-centric solutions for large banks. She is passionate about financial services innovation and the application of new technologies to solve problems and generate sustainable returns
Jason Maude
Chief Technology Advocate, Starling Bank
Jason Maude is a coder, coach, and public speaker. He has over a decade of experience working in the financial sector, primarily in creating and delivering software. He is passionate about explaining complex technical concepts to those who are convinced that they won’t be able to understand them. He currently works at Starling Bank as their Chief Technology Advocate and host of the Starling podcast.
Karthik TS
Head – CoE, Torry Harris Integration Solutions
Karthik heads the Centre of Excellence and Products team at Torry Harris Integration Solutions (THIS). Over the last two decades, Karthik has worked extensively with Telcos, Banks and Financial institutions, helping define their integration strategy and onwards to realize specific digital business objectives. In his current role, he spearheads organization-wide initiatives, productizing solutions to accelerate enterprise digital imperatives. Karthik has co-authored the book – “Digital API Economy - Beneficiaries, Enablers and Catalysts.”
Conrad Ford
Chief Product Officer, Allica Bank
Conrad Ford is Chief Product Officer at Allica Bank, which is bringing relationship banking back to the UK’s established SMEs, using the latest technology. Previously Conrad founded leading fintech Funding Options – named in the 2021 Financial Times FT1000 list of Europe’s fastest-growing firms – before stepping down as CEO in 2019. More recently, he has advised a number of the UK’s flagship fintechs, including Starling Bank, iwoca, Coconut and Trade Ledger.
Ellie Duncan
Head of Content, Open Banking Expo
Former Financial Times Group journalist Ellie Duncan has a decade of experience across financial services. While arguably best-known for her asset management work, she has also covered open banking, credit, private equity and entrepreneurship.

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Webinar: Practical use-cases to monetise Open Banking APIs – Part 1
Webinar: Practical use-cases to monetise Open Banking APIs – Part 2