Even in a pre-COVID world back in 2014, which seems decades ago, Citi CEO Michael Corbat said: “In many ways, we see ourselves as a technology company with a banking license”. The relevance, truth and opportunity of this perspective now takes on new significance.

SMEs in particular, hard hit by physical constraints, acutely need to be digitally connected and empowered towards identifying sales and service opportunities. Banks and FI’s can offer this through bundling their core services and functionality along with digital enablement tools. Curation through security and finance would easily make them a one stop shop.

Banks and financial institutions, at the core, have always been marketplaces offering meet-and-match services, financial empowerment, providing security and curation of transactions to drive a predictable outcome. Fast-forward to 2020, you now have improved connectivity with 5G, monetizable APIs and Microservices, providing you the ability to become a true enabler and systems integrator, offering your core assets in an as-a-service model to the participants on your marketplace.

In this Fintech Futures webinar (in association with Torry Harris Integration Solutions - THIS), expert speakers focused on:

  1. How to empower SMEs and customers in the current climate through providing them digital revenue opportunities
  2. How to marry legacy systems with new technologies to deliver your differentiators
  3. How offering APIs and Microservices are your new tools of trade
  4. Real-life examples of how APIs and Microservices have fuelled business transformation


Karthik TS
Head - Centre of Excellence,
Torry Harris Integration Solutions (THIS)

Karthik heads the Centre of Excellence and Products team at Torry Harris Integration Solutions (THIS). Over the last 19 years, he has been helping enterprises hands-on in the architecture, design and integration areas prior to taking on responsibilities of spearheading organization-wide initiatives. Karthik works on productizing solutions to accelerate enterprise digital initiatives. DigitMarket™ is an industry-leading API Management and Digital Marketplace product that fast-tracks the creation of enterprise digital ecosystems. Karthik has co-authored the book - "Digital API Economy - Beneficiaries, Enablers and Catalysts."

Laurence Krieger
Chief Operating and Product Officer,

Laurence Krieger is the chief operating officer (COO) at Tide, the online current account for small and medium sized businesses. Krieger has more than 12 years of experience working in senior roles at fast-growing fintech start-ups.

Prior to Tide, he was COO of Revolut, where he helped to rapidly scale the business from initial start-up to over 800,000 customers.

He was previously founder and CEO of payment business Cobalt where he delivered high profitability and grew annual revenues to more than £100m. He launched one of the first prepaid cards into the UK with Moneysupermarket and has also held senior roles at Yahoo! UK and IE.

Alex Hamilton
Deputy Editor,
FinTech Futures

Alex Hamilton is deputy editor at FinTech Futures. He has been reporting on the financial technology sector for more than five years across a variety of industry publications and has written extensively on digital transformation, cybersecurity, and enterprise technology. He holds a masters degree in ancient history from the University of Nottingham.

By Martin Stiller and Thomas Zink

Past Webinars

Webinar: Microservices Governance: Best practices for CSPs - Part 1
Webinar: Microservices Governance: Best practices for CSPs - Part 2
Practical use-cases to monetise Open Banking APIs – Part 1
Practical use-cases to monetise Open Banking APIs – Part 2
A guide to monetising your APIs
5G Future: Business models for monetisation
Role of SOA/APIs in Digital Transformation

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